Our top offer: Liability insurance with Getsafe free for three months
Our partner Getsafe offers you a straightforward personal liability insurance policy. From the moment you sign up, you can manage everything digitally in one app – completely hassle-free, without signatures, printers, or scanners. After selecting the coverage that's important to you, you'll be up and running in less than 5 minutes. And because there are no minimum contract terms and you can cancel daily, you'll always remain flexible.
According to current recommendations from consumer protection agencies, the sum insured should be at least €5 million, because personal liability insurance covers not only minor damages but also, of course, cases where people are injured due to your unintentional negligence. If this happens, for example, in an accident, claims for pain and suffering, medical expenses, or lifelong pension payments are often made. Getsafe even covers personal injury or property damage up to €25 million. If you suffer damage exceeding €1,000 caused by another person who does not have personal liability insurance, Getsafe's uninsured motorist coverage steps in and covers the damage. This way, you're always on the safe side.
With us, you can get up to three months of free Getsafe insurance. Take out your Getsafe personal liability insurance using this form and you'll automatically receive your credit. This corresponds to the premium for three months of single personal liability insurance. You'll then find your credit and all information about your insurance coverage in the free Getsafe app.
Your benefits with Getsafe's private liability insurance
- Service: Getsafe offers you a 24-hour service and is therefore always there for you.
- Stark: Getsafe collaborates with financially strong insurance companies to offer you even more benefits.
- Transparent: You get an optimal overview of your tariff benefits and also find out what happens to your money.
- Convenient: The app lets you always have your insurance coverage with you – no paperwork or waiting on hold.
- Flexible: You can adjust your insurance at any time and cancel daily. All with just a few clicks.
- Fair: If there is any money left over at the end of the year that was intended for damages, you can use it to support a social project of your choice.
What is Getsafe?
Getsafe Digital GmbH is our partner for liability insurance. They develop and manage insurance products in collaboration with insurance companies. The contracting party for your insurance policy is the respective insurance company. You can find more information at getsafe.de .
Why does a student actually need personal liability insurance?
First, you should check whether you might be covered under your parents' personal liability insurance. This is usually the case if you are unmarried, still live with your parents, and are currently enrolled in your first university degree or vocational training. If these conditions no longer apply, you should take out your own insurance. Contrary to what the name might suggest, personal liability insurance is not mandatory. However, EVERYONE should have it to ensure financial protection. By law, injured parties are entitled to full compensation, regardless of whether it's a case of accidentally broken glasses or an accident involving injuries.
Am I also insured during an internship or a semester abroad?
Within the European Union, you are insured with Getsafe for at least 3 years depending on the tariff - worldwide for one year.
Is there a notice period?
Getsafe's plans can be cancelled easily on a daily basis. You don't have to observe any notice period.
Is there a deductible?
With Getsafe, you can choose whether or not to opt for a deductible. The available amounts are €150, €300, €500, and €1,000.
The insurance policy is taken out for an indefinite period. However, you can cancel your contract daily for the following day via email or the Getsafe app.
How can I cancel my contract?
If you wish to cancel your insurance coverage, send an email or letter to Getsafe. The easiest way to cancel is via the Getsafe app.
When and how do I pay the fee?
The first premium is due immediately after taking out the personal liability insurance policy. You can find information on when subsequent premiums are due in your policy. Getsafe offers payment by credit card or direct debit via SEPA mandate.
